Whilst some of the financial planning objectives of businesses are the same as individuals there are some areas that are unique to businesses.
Some example of these are:
- Shareholder protection to provide a lump sum to buy back shares in the event of the death of a shareholder
- Key Person Insurance to compensate a business for the loss of a key team member
- Death-in-Service plans to provide a lump sum to an employee’s family in the event of their death
- Income Protection for employees and employers
- Income Protection for self employed who cannot afford to be ‘’out of action’’
- Employee Benefits
- Pension Schemes, including salary sacrifice schemes
- Tax Efficiency
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